Certain debts are not canceled (discharged) by the US Bankruptcy Court. Examples include taxes, school loans, any debts resulting from fraud, alimony and child support payments. Other debts are canceled only if your petition is approved by the US Bankruptcy Court. Specific questions you have should be directed to our office.

While you are in Bankruptcy your tax refunds are property of the estate and the trustee is entitled to intercept your refund and distribute your refund to unsecured creditors. However, if you need your refund or have an unanticipated expense our office may be able to file a motion on your behalf permitting you to retain your refund. You will usually be able to keep your refund, but this often requires you to provide an equal sum be paid to your unsecured creditors while you are in a Chapter 13.